Top 4 Tips for Finding Health Insurance

There are numerous health & dental care plans available to freelance writers. Here are a few tips on finding the one that’s right for you.

1. Use a Health Insurance Agent

Because health insurance agents are independent from insurance providers, they won’t have a hidden agenda of getting you to choose a particular plan. What’s more, health insurance agents are informed about the many options out there, so they can help you quickly hone in on what’s best for you. Check out the National Association of Health Underwriters to find some independent agents in your area.

2. Consult with eHealthInsurance

eHealthInsurance has a full range of plans to choose from, and you can compare them side-by-side. Quotes depend on the area where you live.

3. Explore Association Health Plans (AHPs)

Association Health Plans are organizations that have a health insurance option, but that do not sell insurance as their primary function. One example is the National Association for the Self-Employed (NASE). AHPs don’t offer the best coverage, so they may be a bad choice if you have ongoing health concerns. On the plus side, it’s easier to get accepted into AHPs, and they have lower premiums. Find out more about the pros & cons before contacting an AHP.

4. Contact Freelance Writers Organizations

Freelance writers organizations offer group insurance policies in some states, as well as guidance on where to find policies out of these areas. Media Bistro and National Writers Union are good places to start. Just keep in mind you’ll have to join to get access to the health benefits.